Hello, I am wondering what my options are!
I work as an outside sales rep, servicing the Michigan manufacturing industry. Paid a base pay with commissions. Work has lowered my base by 20% and due to the economy my commissions are down 35%. My year to date is down about 55% right now. Struggling to pay bills, I have depleted my savings and have let one of my credit cards go into collections. Up to date on the rest of my bills just no cash left over week to week. One of my credit cards was sent to collections for about $4500. Cant come up with the money to settle and scared i am in a death spiral and cant find a way out. Stress just to keep the bills paid and food on the table is just to much. I know you probably see much larger credit debt, but to me at this time it may as well be $1,000,000.00. Can you give some advice?
Credit Card Debt is about 7,500
